All tools

• Builder Credit vs Price Reduction

  Compare the same builder incentive dollars as a closing-cost credit versus a purchase-price reduction — cash to close, payment, and break-even.

• New Build vs Resale Cost Comparison

  Put a new-construction scenario and a resale scenario on the same 1, 5, and 10-year horizons with every estimate visible and editable.

• Design Center Credit Value

  Compare a design-center credit against your own comparison prices, line by line — unused credit, overage, and the financed cost of the difference.

• Free Upgrade Value Calculator

  Compare an included-upgrade package or allowance against your own comparison prices, line by line — usable value, unused credit, and the financed cost of any overage.

• Lot Premium Comparison Estimator

  Put a lot premium next to your own comparable-lot evidence — premium percentage, comparison medians, and an honest not-enough-evidence state. Not an appraisal.

• New Build Maintenance Savings Estimator

  Model maintenance budgets for a new build versus an older home across low/base/high tiers and your chosen horizon — user-entered estimates, never predictions.

• Builder Warranty Value Calculator

  Organize your actual warranty's coverage rows into modeled covered-case scenarios, claim-limit math, and a reserve gap — the warranty document controls.

• HOA/MUD/PID Cost Comparison (Texas)

  Compare recurring HOA, MUD, and PID costs for two Texas properties over your horizon, with escalation scenarios and missing-disclosure warnings.

• Closing Cash-to-Close Planner

  Organize deposits, credits, down payment, and closing charges into a sources-and-uses worksheet with an honest incomplete state - never an official figure.

• Closing Cost Incentive Calculator

  Walk a builder credit across your transcribed cost lines - allocated credit, unallocated remainder, and cannot-determine states. Never an eligibility result.

• Builder Incentive Break-Even Calculator

  Compare an incentive as written against your alternative scenario and find the month the modeled difference reaches zero - within your selected horizon.

• Permanent Buydown Calculator

  User-entered amortization math for buying the rate down for the life of the loan - modeled monthly difference, break-even month, and full-term interest difference.